The focus of this article is the landmark Determination of the Supreme Court, which is of precedent nature for the institution of insurance legal relations. In this case, the mechanisms of an insurance contract are applied and the case related to the payment of an insurance premium is resolved, the applicable legal presumption of qualification of a criminal law act, than the attractive attention of the legal community. The article concludes that there are no prerequisites for the application of the presumption of evidence for the resolution of disputes arising from insurance legal relations.