TY - JOUR

T1 - РИСК РОСТА ТЕНЕВЫХ СХЕМ, СВЯЗАННЫХ С ТРАНЗИТОМ И ОБНАЛИЧИВАНИЕМ ДЕНЕЖНЫХ СРЕДСТВ С УЧАСТИЕМ ФИЗИЧЕСКИХ ЛИЦ «ДРОПОВ»

AU - Печерица, Елена Васильевна

N1 - Корнева, И. С. Риск роста теневых схем, связанных с транзитом и обналичиванием денежных средств с участием физических лиц «дропов» / И. С. Корнева, Е. В. Печерица, Н. В. Шехова // Теоретическая экономика. – 2025. – № 4(124). – С. 137-150. – DOI 10.52957/2221-3260-2025-4-137-150. – EDN QAUQEF.

PY - 2025/4/30

Y1 - 2025/4/30

N2 - The article is devoted to the current problem of the growth of shadow schemes related to the transit and cashing of funds with the participation of individuals called "drops", the emergence of which is currently associated with a thorough identification of shadow schemes and the introduction of restrictive measures stimulating criminals to develop new methods of money laundering. The purpose of the study is to comprehensively study the problem of the growth of shadow schemes with the participation of "drops". To write the article, the method of analyzing scientific Russian and foreign articles, regulatory legal acts in the field of AML / CFT, as well as statistical data of the Bank of Russia was used. Methods of searching and studying theoretical sources on issues of shadow schemes related to the transit and cashing of funds with the participation of individuals "drops" were used. The work provides a definition of drops (droppers), types of drops and the main cashing schemes they use. Examples of the main types of recruitment of the population into dropper activities are given. Examples of anti-fraud systems of Russian banks that help in the AML system are presented, and their advantages and disadvantages are determined. The article provides a description of criminal penalties in the Russian Federation for dropper activities. In addition, measures to counter the growth of shadow schemes involving "drops" are considered, including strengthening control over financial transactions and improving legislation. In conclusion, recommendations are offered to prevent the spread of shadow schemes involving "drops", including strengthening control over the issuance of bank cards to groups of people who need money or want to make easy money, namely schoolchildren, full-time students, pensioners over 75 years old, migrants and people who are not officially employed.

AB - The article is devoted to the current problem of the growth of shadow schemes related to the transit and cashing of funds with the participation of individuals called "drops", the emergence of which is currently associated with a thorough identification of shadow schemes and the introduction of restrictive measures stimulating criminals to develop new methods of money laundering. The purpose of the study is to comprehensively study the problem of the growth of shadow schemes with the participation of "drops". To write the article, the method of analyzing scientific Russian and foreign articles, regulatory legal acts in the field of AML / CFT, as well as statistical data of the Bank of Russia was used. Methods of searching and studying theoretical sources on issues of shadow schemes related to the transit and cashing of funds with the participation of individuals "drops" were used. The work provides a definition of drops (droppers), types of drops and the main cashing schemes they use. Examples of the main types of recruitment of the population into dropper activities are given. Examples of anti-fraud systems of Russian banks that help in the AML system are presented, and their advantages and disadvantages are determined. The article provides a description of criminal penalties in the Russian Federation for dropper activities. In addition, measures to counter the growth of shadow schemes involving "drops" are considered, including strengthening control over financial transactions and improving legislation. In conclusion, recommendations are offered to prevent the spread of shadow schemes involving "drops", including strengthening control over the issuance of bank cards to groups of people who need money or want to make easy money, namely schoolchildren, full-time students, pensioners over 75 years old, migrants and people who are not officially employed.

KW - ЛЕГАЛИЗАЦИЯ ДОХОДОВ, ТЕНЕВЫЕ СХЕМЫ, ДРОП, ДРОППЕРЫ, ОБНАЛИЧИВАНИЕ, ПРОТИВОДЕЙСТВИЕ, ОТМЫВАНИЕ

UR - https://www.mendeley.com/catalogue/8220755a-2451-3df5-bc46-01125cf60ef7/

U2 - 10.52957/2221-3260-2025-4-137-150

DO - 10.52957/2221-3260-2025-4-137-150

M3 - статья в журнале по материалам конференции

SP - 137

EP - 150

JO - Теоретическая экономика

JF - Теоретическая экономика

SN - 2221-3260

IS - 4(124)

ER -