Цифровая трансформация российского рынка финансовых услуг: тенденции и особенности

Translated title of the contribution: Digital transformation of the financial services market in Russia: Trends and specificity: Trends and specificity

Максим Марамыгин, Галина Васильевна Чернова, Людмила Решетникова

Research output: Contribution to journalArticlepeer-review

Abstract

The paper investigates the issues of the financial services market’s digitalization that are essential for the development of digital finance theory and effective practice of the process. The methodological basis of the study rests upon the theories of financial intermediation, service marketing, general risk, philosophical categories of condition and necessity. The information base includes the data of the World Bank and the Bank of Russia. The authors discover the necessary and sufficient prerequisites for digitalization of the financial services market. The specific features of a financial service that form the prerequisites required for its digitalization is of primary importance. The basis of the sufficient prerequisites is the needs (interests) of the financial market’s actors in the provision (acquisition) of various qualitative financial services premised on economic and ergonomic grounds and technical capabilities of their implementation. Having analysed the financial services market in Russia, the a
Translated title of the contributionDigital transformation of the financial services market in Russia: Trends and specificity: Trends and specificity
Original languageRussian
Pages (from-to)70-82
Number of pages13
JournalУправленец
Volume10
Issue number3
DOIs
StatePublished - 2019

Scopus subject areas

  • Economics, Econometrics and Finance(all)

Keywords

  • financial services market
  • digitalization
  • digital financial services

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