Увеличение доступности жилья через модернизацию системы стройсбережений Казахстана.

В. А. Гугучкин

Research output: Contribution to journalArticle


The article focuses on the major problems and ways of improvement in the housing system of construction savings in Kazakhstan, analyzes specific features of the present-day stage in the development of housing financing mechanisms in the Republic, and offers a number of measures to overcome the existing imperfections of the system. The author stresses the importance of higher transparency with regards the order in which potential candidates receive preferential loans. The analysis shows that it is the Zhilstroisberbank of Kazakhstan that is the only organization involved in the task of making the system of housing saving more accessible, attractive and competitive. This means that the increase of the number of collective savings institutions will create an additional impulse for the solution of the housing question of the major part of the Republic’s population, provided this process is supported by the state.
Original languageRussian
Pages (from-to)229-232
JournalПроблемы современной экономики
Issue number2 (74)
StatePublished - 2020
Externally publishedYes


  • housing affordability
  • housing construction savings bank (Zhilstroisberbank) of Kazakhstan
  • housing system
  • kazakhstan
  • loan means
  • mortgage crediting
  • system of construction savings
  • доступность жилья
  • жилищная система
  • жилищный строительный сберегательный банк (Жилстройсбербанк) Казахстана
  • заемные средства
  • ипотечное жилищное кредитование
  • система строительных сбережений

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